Licensing in Texas
The Texas Department of Licensing and Regulation doesn't issue a statewide roofing contractor license. The Roofing Contractors Association of Texas offers a voluntary licensing program for roofing companies. Some cities also have their own contractor registration rules, so ask the roofer whether they're registered where you live. Rules can change — check TDLR for the current status.
What to verify
- Ask for proof of insurance. Texas doesn't issue a statewide roofing license, so request certificates for general liability and workers' compensation (or the company's equivalent coverage) before work starts.
- Get the estimate in writing — scope of work, materials (brand and product line), tear-off, decking replacement terms, cleanup, start date and payment schedule.
- Never let a contractor waive or "absorb" your deductible. Texas law prohibits it, and insurance-paid contracts of $1,000 or more must include a notice saying so.
- A roofer can't negotiate your claim for you. Texas law bars contractors from acting as public adjusters on property they work on.
- Ask who pulls the permit if one is required where you live, and who handles HOA approval.
- Get both warranties in writing: the manufacturer's product warranty and the roofer's workmanship warranty.
What the contract should say
- Company legal name, physical address and phone number
- Detailed scope: tear-off, decking, underlayment, product, flashing, ventilation, cleanup
- Total price or pricing method, and the payment schedule
- Start date and expected duration
- Permit and HOA responsibilities
- Manufacturer and workmanship warranty terms
- For insurance-funded jobs: the deductible notice required by Texas law
Comparing materials and estimates? See our Katy roof replacement guide.
Red flags
- Offers to waive, pay or rebate your deductible
- Offers to negotiate your insurance claim
- Pressure to sign the same day, or before the adjuster inspects
- Large cash-only upfront payments
- No proof of insurance or no verifiable business address
After a storm, these show up most often — see storm chaser red flags and the Texas claim guide.
Frequently asked questions
Does Texas require roofers to be licensed?
There's no statewide roofing license from TDLR. RCAT runs a voluntary licensing program, and some cities have registration requirements. Check TDLR for any change in the rules.
How many estimates should I get?
For a full replacement, two or three written estimates with the same scope make it easier to compare fairly.
Sources
- Texas Department of Licensing and Regulation
- Roofing Contractors Association of Texas (voluntary licensing program)
- Texas Department of Insurance — Roofing and insurance: Know the law
- Texas Insurance Code §4102.163 (contractors may not act as public adjusters)
Page last reviewed 2026-11-08.